10 tips to operate in online banking safely

online banking

Internet is already part of almost all our daily activities. From the computer, mobile or tablet, everything is just a click away. We consult the time, we book trips, we buy gifts and we do banking operations, putting our money in motion.

That’s why security is so important in these transactions.”Put on your part for a better Internet”. In a society where banking “online” has managed to overcome the reluctance of those who considered a less secure environment and have more and more followers, security when making transactions, operate Exchange or funds is key. From the digital bank Self Bank ensure that online banking “is safe, uses data encryption, layers of security and systems that detect anomalies and fraudulent uses.” However, here is a series of tips from SENLA, a banking software development provider, how to operate through the Internet:

  1. ACCESS FROM SECURE NETWORKS AND TERMINALS

When doing banking operations it is advisable to choose computers that we use regularly (home, work…), avoiding completely using computers or public Wi-Fi networks that could capture personal data. In the case that its use is strictly necessary, the best thing would be to change the bank passwords as soon as possible.

  • DO NOT SAVE DATA CONFIDENTIAL

Must never archive keys, account numbers, passwords, and numbers of cards or other confidential data on any computer.

  • ALWAYS KEEP THE BANK’S ADDRESS

To access our online bank we must always write the address in our web browser, avoiding access to it from an unknown page or from the e-mail.

  • CHECK THAT THE PAGE HAS A PADLOCK

Once inside the page of our bank, we must check that the web is safe seeing that there is a padlock in the browser bar. If it does not appear, it is not reliable.

  • CHANGE KEYS FREQUENTLY

Choosing a secure password is a crucial one. It must be long, with uppercase, lowercase, numbers and special characters. It is necessary to use different keys and, for greater security, change them every two months.

  • KEEP THE COMPUTER WITHOUT VIRUS

To improve the security of our computer you must have installed a firewall and an antivirus to be protected against any form of malware.

  • DO NOT ANSWER EMAILS

Sometimes they come to the mail, pretending to be a bank requesting confidential data and passwords. We never have to respond to these emails and, if we have doubts, it is best to call the entity directly.

  • CHECK THE SECURITY MEASURES

The portal of a digital bank has certificates that guarantee the security of the system. In order to increase confidence, other measures have been developed such as the blocking of accounts against anomalous movements, warnings of suspicious events, the request for numeric passwords sent to the mobile device or the introduction of certain coordinates when carrying out operations, among others.

  • CONTROL THE ACCOUNTS REGULARLY

Digital banking allows access at any time to the accounts to check periodically that no strange movements occur, and that the date and time of connection correspond to the last session started.

10. CLOSE SESSION
Once we have finished our operations, we must close the session and the browser. This way we will finish online transactions correctly.

Image Credit: Online Banking via Shuttertock/Jirapong Manustrong

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